Planning for Christmas on a Budget

Planning for Christmas on a Budget

With Christmas right around the corner, it’s time to start planning! However, planning for something as big as the Holiday Season while living on a budget can be a challenge, so I wanted to share a few of my favorite tips for Planning for Christmas on a Budget.

9 Steps to Financial Freedom for Your Family

9 Steps to Financial Freedom for Your Family

I wanted to do more than just struggle...and then one day die! I had dreams! One day I had finally had enough of survival mode. What I did next became a catalyst moment in my family’s life. That day changed our entire future.

How to stop hiding from your debt

How to stop hiding from your debt

The thing about hiding from your debt is that sometimes we don't even realize that we're actually doing it. We think that the survival mode and the stress of having so much debt is just normal and that everybody lives this way, so we really don't think that it's a big deal. ...but we are in fact actually hiding from our debt. I'll share with you two quick steps on how to stop hiding from your debt!

How to create wiggle room in your budget

How to create wiggle room in your budget

“We just don’t have anything extra.” ...it’s usually the first thing that comes up after you write down your budget. In the article I'm sharing with you 33 awesome tips for finding a little extra money to either save or pay towards your debt!

How I organize my bank accounts

How I organize my bank accounts

In this article I'll share with you how I organize my bank accounts, what has worked best for my family as we work through paying off our $490k worth of debt, + give you some real life examples to actually help you get started organizing your own bank accounts. 

Why there is no such thing as a normal grocery budget

Why there is no such thing as a normal grocery budget

I really want you to realize that there is no such thing as normal! It's okay to ask someone else for a guideline, but there are 5 key factors that you have to take into consideration when establishing a grocery budget. In this article, I'll share with you what these 5 factors are + how to create your own "normal" grocery budget.

How to Stay Motivated While Paying off Debt

How to Stay Motivated While Paying off Debt

Paying off debt is no easy task! You sacrifice and do without, you get discouraged, and sometimes you even want to give up. It’s hard! I know! I’ve been there! 
In this article I’m going to share with you 8 simple tips that have helped me stay motivated over the past 3 years! 

How to Make a Summer Wardrobe on a Budget

How to Make a Summer Wardrobe on a Budget

One of my goals this year was to put some pep back into my wardrobe. I needed this new wardrobe to look stylish, be comfortable, and not cost a fortune! I'll share my whole 5 step process for the mom on a tight spending budget. Read more to learn my secrets to completely rebuilding my Summer Wardrobe for only $268!

Budgeting from a Husband's Perspective

Budgeting from a Husband's Perspective

Budgeting as a couple is hard! It just is! 
As they say, opposites attract, so it’s pretty common for there to be one spouse that’s the spender, and one that’s the saver. This can cause tons of disagreements when it comes to budgeting, saving, and planning out your financial future.

5 Simple Steps for Starting a Budget

5 Simple Steps for Starting a Budget

You're tired of living in financial survival mode, you're tired of being broke, you're tired of not living the life you always dreamed of. So, you decide that you're ready to start a budget! So, where exactly did we start? What steps do we take to get this mess under control?

Couponing Basics

Couponing Basics

In my couponing journey, I have learned that this skill is not for the faint of heart. It is more than saving a few dollars off your grocery bill. It is a skill that must be studied and continuously improved over time. It involves strategy and will become like a game. In this article Kelsey shares everything you need to get started with couponing...the Free, Practically Free, + the Money Makers. 

Our Walk Up Dave Ramsey's Baby Steps

Our Walk Up Dave Ramsey's Baby Steps

Our family's budgeting journey began like most people's...deep in depression + survival mode. As I nervously typed “budgeting help” into the Google search, I had no idea what I was getting my family into. When some guy named Dave Ramsey popped up, I grabbed the closest piece of paper and cautiously wrote down his baby steps. In this article I'll share how the Baby Steps helped us lay a foundation for our debt free journey. 

How to Grocery Shop Smarter

How to Grocery Shop Smarter

Our food budget is usually one of the biggest sections of our budgets, especially if you have a lot of little mouths to feed. The good news is that our food budget is the most flexible area of our budget. How well we grocery shop is crucial to our food budget, and therefore crucial to our entire budget + ultimately our long terms goals for becoming debt free or saving money! In this article I'll share my 6 steps for grocery shopping smarter.