Did you know that there are more than 2 ways to pay off debt? Most of us have heard of the Debt Snowball Method and the Debt Avalanche Method -- but have you heard of the Most-Hated Debt Method? What about the Highest Monthly Payment Method?
In this episode I’m exploring other options and methods when it comes to paying off your debt and what could work for you and your family during your financial independence journey.
In this flipped episode of A Sunny Side Up Life, Sami is on the other side of the proverbial desk. Vee from Vee Frugal Fox asks Sami about everything from personal finance and ice cream flavors to who she voted for in the 2020 election and why she feels a personal responsibility to amplify politics on this platform. You’ll want to listen to this!
You’ve heard Sami say it a million times: “Personal finance is personal”. This philosophy applies at the very start of your debt free journey. Paying off debt is as personal as anything else in personal finance. It’s kind of obvious... because it’s in the name.
That’s why we’re breaking down The Debt Snowball Method v. The Avalanche Method and what method works best with different scenarios. We explain what these two methods are, why each could work for you and more!
I’ll be honest, buying the Powersheets was completely out of my comfort zone, but they have literally changed my entire life! Spending money on ourselves during this debt-free journey is not always easy, but I think it’s so important to always continue to invest in our personal growth. This journey is about so much more than just money...it’s actually more about intentional living than anything! In this article, I’ll share 6 ways that the Powersheets can help you on your debt-free journey.
Giving your goals a Spring update, by re-writing all of the goals you set at the beginning of the year, will help you put into perspective what areas need more attention or what could be cultivated in a different way. Refreshing your goals helps you re-focus and re-align with what matters most to you. This is the kind of thing that makes you actually achieve your goals and not just set and forget them half-way through the year like main-stream society.
This will be my Year of Trust where I plan to stop letting fear of failure and the unknown, as well as self-doubt, hold me back from what I know is my true potential. I’m sharing the break down of my 2019 goals and how I plan to take my fears + self-doubt and flip them into a cultivated life full of faith + trust.
I wanted to share a little recap of my 2017 year. I spent most of December resting + reflecting on the amazing year that my family + I had, so I wanted to share with you my goals from the past year, my reflections, lessons learned, + of course lots of photos of my adorable babies (#momlife ...gotta show off the kids, you understand right!?!).
My hope with sharing this little recap with you is to help motivate + inspire you to know how much good much can happen in one short year!
The thing about hiding from your debt is that sometimes we don't even realize that we're actually doing it. We think that the survival mode and the stress of having so much debt is just normal and that everybody lives this way, so we really don't think that it's a big deal. ...but we are in fact actually hiding from our debt. I'll share with you two quick steps on how to stop hiding from your debt!
Our family's budgeting journey began like most people's...deep in depression + survival mode. As I nervously typed “budgeting help” into the Google search, I had no idea what I was getting my family into. When some guy named Dave Ramsey popped up, I grabbed the closest piece of paper and cautiously wrote down his baby steps. In this article I'll share how the Baby Steps helped us lay a foundation for our debt free journey.
