A Sunny Side Up Life | Sami Womack

budgeting basics

Paying Off $600k+ Of Debt, Having A 70% Savings Rate, & The Intersectionality of Money + Intentional Living With Rachel Rainbolt

Paying Off $600k+ Of Debt, Having A 70% Savings Rate, & The Intersectionality of Money + Intentional Living With Rachel Rainbolt

Rachel Rainbolt, founder of Sage Family, and gentle parenting, natural homeschooling, and simple living mentor, joins the podcast to discuss money, parenting, homeschooling, and minimalism.

With a master’s degree in marital and family therapy, she has spent decades guiding thousands of overwhelmed families to peace and joy.

Today, we discuss putting on your oxygen mask first, normalizing different money habits than what we grew up with, living out loud in front of your kids, and living an intentional life.

5 Money Choices That Have Changed My Life

5 Money Choices That Have Changed My Life

As someone who has gone from half-a-million dollars in debt to a quarter-million dollars positive net worth in one decade, I’ve made money choices that have changed the course of my entire life.

In this solo episode, I unpack these decisions, go through my 5 bank account method, and validate doing what’s best for you and not what society says you should do.

Deconstructing Money Shame, Navigating Mental Health & Finances, And 3 Reasons Dave Ramsey Sucks With Lexa VanDamme

Deconstructing Money Shame, Navigating Mental Health & Finances, And 3 Reasons Dave Ramsey Sucks With Lexa VanDamme

Lexa VanDamme discusses her entrepreneurial journey, why she thinks Dave Ramsey is old news, and how to succeed with money when living with a mental health disorder.

Creating an Intentional Life In a Consumer Culture

Creating an Intentional Life In a Consumer Culture

Sami is back in season 1 of the new and improved A Sunny Side Up Life Podcast. In this solo episode, Sami talks about the emergence of influencer marketing, why you must be intentional about turning away from materialism, and her personal experience with drowning beneath the weight of things.

EP. 153 Spending Fun Money When You're Broke

EP. 153 Spending Fun Money When You're Broke

Having fun while on a tight budget is still a must, but the real question becomes how much fun can you afford to have.

In this episode, we're digging into how much fun money to plan into your budget when you're broke, and how your mental health plays a huge role in the answer.

EP. 152 Compounding Emotional Interest

EP. 152 Compounding Emotional Interest

Emotional and mental health are a huge aspect of your life and likewise, this can impact your budget in a big way as well.

In this episode, I'm sharing with you a secret way to reach your financial goals even faster...and it has nothing to do with actual numbers.

EP. 151 Weathering The Storm Together

EP. 151 Weathering The Storm Together

Whether you’re going through a literal storm of tornadoes or just an emotional storm of self-improvement, you’ll need a support system. Often times we feel like we need to armor up and go at it alone, but this couldn’t be farther from the truth. Humans are hard-wired for connections and community — yes, even us introverts.

In this episode, I’m sharing why you need a support system and what characteristics you should look for in an accountability buddy.

EP. 150 Life Update: We're Buying A House

EP. 150 Life Update: We're Buying A House

I’ve been saying for the past two years that we’ve been planning on building a custom house — well, our plans have changed! We’re buying a house instead.

In this episode, I’m sharing why we decided to shift our plan, the details of the new house, and the lessons you can apply to your own financial journey.

EP. 149 Feeling Empathy During The Hard Times

EP. 149 Feeling Empathy During The Hard Times

If your goal is to become a more positive person and have a more intentional life, then you also have to expect to feel more empathy when hard times happen. The same muscle that allows you to feel the good and the positive, also expects you to take on more of the heartbreak, sadness, and empathy -- it is two sides of the same coin.

In this episode, I'm sharing my thoughts about where the negative thoughts come into play on a positive-living journey.

EP. 148 Your Income Doesn't Determine Your Wealth

EP. 148 Your Income Doesn't Determine Your Wealth

My years of Budget Coaching has taught me that you can't just assume someone is doing well financially because you have a high income or that you're doing bad financially because your income is average or lower.

In this episode, I'm sharing with you some of my first-hand experience with coaching clients with $30k per year incomes all the way up to $600k incomes.

The truth is if you spend more than you make, the math will never add up, but on the flip side, if you take a slow and steady approach to investing, you could easily win the race towards wealth.

EP. 147 Losing Friends During Your Debt-Free Journey

EP. 147 Losing Friends During Your Debt-Free Journey

The thing about being on an intentional living journey is that you’re going to grow and change a lot. Unfortunately, this might mean that you’ll outgrow some of your friends, and maybe even your family. In this episode, I’ll share some advice and encouragement if the people around you aren’t supportive of your new lifestyle.

EP. 146 Unsubscribing From The Hustle Culture

EP. 146 Unsubscribing From The Hustle Culture

We hear that in order to become wealthy we must hustle, even sometimes to the detriment of our health. However, I'm unsubscribing from the mindset of hustle culture and still growing my wealth more than ever. In this episode, I'm sharing how to break this pattern in your own life.

EP. 145 What To Do On Payday

EP. 145 What To Do On Payday

Payday can be really overwhelming when you're a newbie budgeted, so on today's episode, I'm breaking down all the basic steps for you!

EP. 144 Facing Your Fears

EP. 144 Facing Your Fears

You're not alone in your fears. Every fear that you have is valid. However, at the end of your life, what's really going to matter? If you embarrassed yourself TRYING to achieve a goal or if you gave life your all and showed up to be the best version of yourself possible? Today, we're talking about how to push past these fears.

EP. 108 10 Budget Must Haves For Fall + Winter

EP. 108 10 Budget Must Haves For Fall + Winter

Once back-to-school wraps up, the next set of expenses roll in. Fall and Winter bring so many expenses from gifts and travel to fresh decor and new clothes.

In this episode, we’ll break down all of the must-have budget items for this season, plus a few you might have forgotten about.

2017 in Review from A Family on a Journey to Financial Freedom

2017 in Review from A Family on a Journey to Financial Freedom

 I wanted to share a little recap of my 2017 year. I spent most of December resting + reflecting on the amazing year that my family + I had, so I wanted to share with you my goals from the past year, my reflections, lessons learned, + of course lots of photos of my adorable babies (#momlife ...gotta show off the kids, you understand right!?!).
My hope with sharing this little recap with you is to help motivate + inspire you to know how much good much can happen in one short year!

Budgeting from a Husband's Perspective

Budgeting from a Husband's Perspective

Budgeting as a couple is hard! It just is! 
As they say, opposites attract, so it’s pretty common for there to be one spouse that’s the spender, and one that’s the saver. This can cause tons of disagreements when it comes to budgeting, saving, and planning out your financial future.

5 Simple Steps for Starting a Budget

5 Simple Steps for Starting a Budget

You're tired of living in financial survival mode, you're tired of being broke, you're tired of not living the life you always dreamed of. So, you decide that you're ready to start a budget! So, where exactly did we start? What steps do we take to get this mess under control?

How to Grocery Shop Smarter

How to Grocery Shop Smarter

Our food budget is usually one of the biggest sections of our budgets, especially if you have a lot of little mouths to feed. The good news is that our food budget is the most flexible area of our budget. How well we grocery shop is crucial to our food budget, and therefore crucial to our entire budget + ultimately our long terms goals for becoming debt free or saving money! In this article I'll share my 6 steps for grocery shopping smarter.