A Sunny Side Up Life | Sami Womack

financial literacy

EP. 137 5 Steps to Financial Freedom

EP. 137 5 Steps to Financial Freedom

No one has said “I want a crappy life, with crappy things, making no money.”

That’s why, it is a sticking point for me, that you need money for all the things you truly deserve and all the things you dream of. Things like a paid-off home, travel adventures and a secure future.

In order to do that, we have to lay the financial groundwork so to speak. These are 5 steps to financial freedom…

EP. 136 Why You Need Multiple Streams of Income

EP. 136 Why You Need Multiple Streams of Income

I think we all have realized at this point, that our financial situation has the ability to change overnight. With COVID, lockdowns, and crashing stock markets, we aren’t as secure as we originally thought. So... what do we do about it? Welcome to the world of multiple income streams and how to leverage them to build security AND wealth.

EP. 135 You Don't Buy Things With Money

EP. 135 You Don't Buy Things With Money

"We don't buy things with money, we buy them with hours of our lives." -Joshua Becker

When you change your mindset to buying things with time instead of money, that's when your entire world changes.

Once you realize that life is too short to spend it chasing frivolous things...

Once you realize that you, your partner, or both of you, are going to spend time away from your family working each day...

Once you realize that it's not money its time...

You'd better have something more than debt and tired feet to show for it!

EP. 134 Don't F with The IRS

EP. 134 Don't F with The IRS

Since it's tax day, it's finally time to open up about my story about what happens when you're 3 years behind on property taxes, don't properly pay your business's sale tax, and when the IRS comes after you because you failed to claim all of your income.

If you're scared... well, you should be!

EP. 133 Money Is Emotional

EP. 133 Money Is Emotional

It’s financial literacy month, which means my social media feeds are ablaze with tips and information all surrounding personal finance. I love this time of year, because we are coming out of hibernation and setting our sites on how we can improve ourselves. A spring cleaning of our personal finances and emotional lives is a wonderful, fresh way to celebrate spring.

With all of that being said, I want to touch on the subject of money and emotions. We have this incorrect notion that money is removed from feeling. It’s too cerebral… too analytical, but I am here to tell you that money, specifically personal finance, tells me everything I need to know about a person's priorities and emotions.

In this episode, I expand on this idea and how you can improve your financial and emotional wellbeing today! Don't forget: Money is emotional!

EP. 132 Financial Empowerment For Women

EP. 132 Financial Empowerment For Women

The future is female, and in this International Women's Month episode on A Sunny Side Up Life, we speak to why this is an absolute truth.

The gender pay gap, divorce statistics and the reality of predatory practices like the pink tax, make financial literacy for women not just a luxury -- but a necessity.

We are claiming a seat at the table -- and it's long overdue.

EP. 114 Why Personal Finance Is Political

EP. 114 Why Personal Finance Is Political

Politics directly affects everything from unemployment and job creation, to taxes, healthcare, education. If you care about personal finance and your family’s budget — you must care about politics too.

In this episode, I’m digging into why you can’t detach politics from money, how it directly affects our financial literacy and our education systems, and why I feel so strongly about exercising your right to vote. Plus, I’ll share my tips on how to make voting with your kids in-tow super simple.

EP. 107 Taking on Racism in The Debt Free Community with guest Jasmine Tillery

EP. 107 Taking on Racism in The Debt Free Community with guest Jasmine Tillery

"I was very disappointed to see people that I considered leaders in the space drop the ball, and as a Black Woman I kind of felt excluded." -Jasmine Tillery

In this episode, Jasmine Tillery from @moneyandmomming + @blackpfcommunity shares with us why improving financial literacy is crucial to Black communities. She shares how she's helping to change the conversation, and what others in the Debt Free Community can do as well. Plus she shares her best advice for other parents wanting to change their family trees and build generational wealth.