EP. 96 Why You're Not Staying Motivated

EP. 96 Why You're Not Staying Motivated

One of the most common questions I get is, “How do you stay motivated?”. Before we even talk about achieving goals we have to address the “staying” part of the question. No one STAYS anything forever.

As humans, we are ever-growing ever-changing beings. And like the Earth’s seasons, we have periods of hibernation, as well as periods of substantial growth. So, to think that people who have achieved what you wish to achieve have stayed motivated 100% of the time on their journeys is completely false. However, in this episode, I’ll explain why it’s all completely normal, how to still make progress, and how to actually achieve your goals.

EP. 95 Side Hustling Towards Debt Freedom with guest Madonna from Budget Mum Blog

EP. 95 Side Hustling Towards Debt Freedom with guest Madonna from Budget Mum Blog

No matter if you’re an Aussie mum or an American mama, we’re all looking for ways to earn some extra cash, achieve our goals, and give our families a better life.

Madonna from Budget Mum is sharing all about the roller coaster ride of her debt-free journey, giving us lots of side hustle ideas, and passing along tons of encouragement for anyone struggling with comparison.

EP. 94 My Take On The Black Lives Matter Movement

EP. 94 My Take On The Black Lives Matter Movement

People are hurting. My heart is aching. And social media has been a crazy place lately. We've seen everything from silence to outrage, from bullying to fake allyship, from tone-deaf posts to healthy conversations. ⁠

⁠My stance on the topic - passion for equality - is not new or trendy, and I believe my voice as a White ally for the Black Lives Matter movement must be shared.

In this episode, I’m sharing my response, how I’m communicating with my children, thoughts on navigating social media, my reaction to Dave Ramsey’s response, and how to make sure progress comes from all of this.

EP. 93 Living A Sweet Life While Paying Off Debt with guest Jackie Jones from Sugar and Money

EP. 93 Living A Sweet Life While Paying Off Debt with guest Jackie Jones from Sugar and Money

We all want it - a balanced sweet life. We want to be healthy, happy, and debt-free, but creating that balance isn’t always easy.

This week I’m joined by Jackie from Sugar & Money. She’s breaking down how to achieve balance your own life, how fitness and finances are actually very similar, and she’s sharing some #momhacks she’s learned while raising her young daughter during their debt-free journey.

EP. 92 What To Expect In The First Month Of Budgeting

EP. 92 What To Expect In The First Month Of Budgeting

Maybe you’re fed up with being broke or excited to start chipping away at your debt - however your journey beginnings, the most important part is actually starting.

In this episode, we’re going step-by-step through your first month of budgeting. I’ll walk you through how to track your spending, how long your budget period should be, when to save and when to pay off debt, what to do if there’s no money left over, and how to move forward. Plus lots of words of advice and encouragement from a 6-year veteran to a first-year rookie.

EP. 91 Creating A 10-Year Vision For Your Money with guest Nicole Rule from Greatest Worth

EP. 91 Creating A 10-Year Vision For Your Money with guest Nicole Rule from Greatest Worth

You have a big vision for your life — a dream of where you want to be in the coming years, but how do you make it a reality? And what role does your money play in that vision?

Nicole Rule from Greatest Worth is walking us through how to create a 10-year vision for your money, the importance of establishing personal values, and she's also sharing some actionable steps that you can take right away.

EP. 89 Debating Cheap VS. Frugal with guest Kristin Stones from Cents and Purpose

EP. 89 Debating Cheap VS. Frugal with guest Kristin Stones from Cents and Purpose

Living on a budget doesn’t have to mean reusing your paper towels or becoming an extreme couponer. Yes — the line between cheap and frugal can get blurry, but Kristin Stones is sharing exactly where to draw that line for yourself. Plus she’s letting us in on her favorite frugal living tips, as well as sharing about her own family’s journey to financial freedom.

EP. 87 Shining A Light On Simple Living + Gentle Parenting with guest Rachel Rainbolt from Sage Family

EP. 87 Shining A Light On Simple Living + Gentle Parenting with guest Rachel Rainbolt from Sage Family

In a world where frustrated and exhausted parents are the norm, amazing women like Rachel Rainbolt are paving the way in the opposite direction.

Rachel shares all about how she shines a light on an alternate path where parents and children are allies and families are free to love life together. She answers all of your questions about homeschooling, gentle parenting, and all of the fears and transitions involved along the way.

EP. 86 Keeping Up With The Joneses: Quarantine Edition

EP. 86 Keeping Up With The Joneses: Quarantine Edition

As my girl, Vee Frugal Fox says, “It’s a global pandemic, not a productivity contest.” However, when our competitive natural instincts come out, and we fuel the fire with endless hours scrolling through social media, we’re left with the worst case of “keeping up with the Joneses” our lifetime has ever seen —the quarantine edition.

Our emotions are on edge, nothing is normal, people are sick and jobless, but yet we’re still finding ways to try to one-up each other, even during COVID. Some of us are purging closet and picking up new hobbies, while the rest of us are choosing Netflix and cookies to cope. And guess what yall!? Both options are okay. In fact, both in one day are even okay.

You’re allowed to handle this trauma however YOU need to handle this. Cry if you need to cry, make an elaborate schedule if you need some structure, and sleep if you need an escape. We’re not here to shame others, or down ourselves —we’re here to survive.

EP. 85 Growing Wealth Through Rentals with guest Sarah Brandenberger from NERDS Guide To Wellness

I invited Sarah, from NERDS Guide To Wellness, to come on the podcast and share everything she’s learned about being a rental property owner. She dug into why rentals are fun, why they make a good investment, how much you should spend on a property.

Plus, she shared her family’s story, why they chose rentals, and how they broke most of Dave Ramsey’s rules.

EP. 84 The Insider Secrets Of Rich People

Ever wonder what exactly rich people do that makes them so wealthy? What do they do in their spare time? Why do they always seem to be getting richer? How do they spend and invest their money?

If you’re on a path to debt freedom or financial independence, you’ve probably asked all of these questions. In this episode, I’m sharing all of the wealthy’s secrets to inspire my follow aspiring millionaires.

EP. 83 Turning Passions Into Profits with guest Heather Divoky

Launching a passion project into a business sounds like a huge undertaking. So many fears, doubts, and questions come up when people start exploring the idea of becoming an entrepreneur. Whether you’re considering a side hustle, from-home project, or full-time career, there are steps to take and savvy ways to prepare well.

In this episode, Heather Divoky, artist and poet from North Carolina, joined us with so much wisdom and inspiration. Heather walked us through her experiences as an art student, her 90-hour work weeks to become debt free after graduation, and how she’s now making a living in her chosen field. She also answered all of our burning questions about starting a business and shared some advice for aspiring entrepreneurs.

EP. 82 Searching For The Sunny Side Of COVID-19

The world feels like a really scary place right now. We’re facing a pandemic, social isolation, and so much unknown. Our feelings of fear, anxiety, and loneliness are justified and real.

In this episode, I’m sharing my heart with you about COVID-19. I’m passing along encouragement, love, and even a little bit of laughter. I’m digging into lessons that we can all learn from this, actionable tips for your mindset and your budget, and a fresh perspective to brighten your outlook.

EP. 81 Breaking Free From Impulse Shopping + Overspending

Overspending and impulse shopping are two of the most common ways to bust your budget. Even though these two phrases are often used interchangeably, they actually have very different meanings. While overspending is simply going over your allotted budget, impulse shopping is much more emotional and has a heart issue behind it.

In this episode, we’re digging into all of my best tips for breaking free from both overspending, and impulse shopping. I’ll also share how to overcome a shopping addiction, how to create new habits and specific ways to set up your budget.

EP. 80 Side Hustles and Earning Extra Income with guest Kelly Smith from Freedom In A Budget

What do you do if you’re not happy with your debt-free timeline? You speed it up with side hustles and earning extra income anywhere you can. But, for many of us, this side hustle world is uncharted territory and seems overwhelming with everything else we have going on.

Thankfully, Kelly from Freedom In A Budget, is sharing her best tips for earning easy extra income. She shares where to start, ideas you can do from home, how to utilize what you already have, and a pep talk that’ll get you into action.

EP. 79 Our Family's Debt-Free Journey Timeline

In this episode, I’m sharing our family’s debt payoff timeline breakdown and our real numbers along the way. I’m letting you guys inside how long our journey took, the financial ups + downs, the leaps of faith + times of waiting, and everything in between. I’m also passing along lots of encouragement for YOU on your own journey…no matter what your numbers or timeline look like.

EP: 78 Financial Education + Empowerment For Women with guest Christina Lynn

Women are so incredibly strong. We can have careers, earn degrees, achieve financial goals, raise babies, and keep the house clean...often all at the same time. Christina Lynn is one of those women doing it all, and empowering other women along the way.

Christina is sharing her story of returning to the workforce after a tough divorce, raising her two young children, and pursuing her PhD. She explains why financial education is crucial for all women, gives us actionable tips, and lots of encouragement for moving forward during the hard times.

EP. 77 Budgeting Tips For Inconsistent Income

If your income is irregular, whether you’re self-employed or work on commission, you know what a struggle budgeting can be.

In this episode, I’m sharing my budgeting advice for anyone who has an inconsistent income. I’ll walk you through how to set up a family budget that will actually work, I’ll answer some frequently asked questions, and give you some encouragement for getting your money organized.