![_[EP. 79] a sunny side up life podcast thumbnail.png](https://images.squarespace-cdn.com/content/v1/5779e6a8be65944fd9c3ae05/1582767123333-EUZ6ZA3A8UEPKWLXIBCM/_%5BEP.+79%5D+a+sunny+side+up+life+podcast+thumbnail.png)
This post may contain affiliate links. Visit my disclaimer page for more info.
In this episode, I’m sharing our family’s debt payoff timeline breakdown and our real numbers along the way. I’m letting you guys inside how long our journey took, the financial ups + downs, the leaps of faith + times of waiting, and everything in between. I’m also passing along lots of encouragement for YOU on your own journey…no matter what your numbers or timeline look like.
IN THIS EPISODE, SAMI SHARES ABOUT:
My family’s real debt numbers
$2,000 medical (8 debts)
$14,000 property taxes + IRS
$14,000 credit cards (3 debts)
$7,000 Melanie’s birth bills
$6,000 small misc. debts
(owed family, small credit cards that I didn’t track the exact amounts of, etc)$68,000 commercial land
$99,000 rental house
$280,000 big house
**these numbers are estimated + rounded because we didn't keep very detailed records at the beginning of our journey
My family’s debt-free timeline
Oct 2014 created a budget
Jan 2015 added up our debt, total $490k
Feb 2015 found out we were pregnant w/ 3rd daughter
Made a timeline, paid off a few more small debts
Added $7k to debt with her medical bills
April 2016 sold land
Paid off land’s balance
Emergency Fund $20k
Bought SUV $13k
Feb 2017 bought boat $6.8k.
April 2017 sold rental house...didn’t have a profit
July 2017 moved into current rent house
Nov 2017 got offer on big house
Jan 2018 sold big house...had $5k profit
Feb 2018 bought truck $25k
Oct 2018 bought camper $6.9K
Nov 2019 bought new boat $11k
Feb 2020 sold old boat for $3.5
RESOURCES MENTIONED:
If you'd like to listen to this episode later, please save it to Pinterest.
Listen to every episode...
READY TO GAIN FINANCIAL FREEDOM
+ BREAK FREE FROM SURVIVAL MODE?
I'VE GOT EVERYTHING YOU NEED!
Your Sunny Money Method
Full Budgeting Course
Declutter Your Budget
8-Day FREE Challenge
Magic + Money
FREE 5-Week Email Course
Resources I Love
Favorite Books, Podcasts, etc.
HEY I'M SAMI WOMACK
I'm the wife to my high school sweetheart, Daniel, + homeschooling momma to our 3 girls. I'm the Budgeting Coach + Motivational Speaker behind
A Sunny Side Up Life.
My family used to be in $490k of debt + living paycheck-to-paycheck, but after we hit rock bottom everything changed for us!
Now that my family has become debt free + gained financial freedom, I want to help your family do the same! My passion is inspiring women to live abundant lives through budgeting, intentional living, and positive thinking.
I offer a jump start into budgeting with my free 8-day Declutter Your Budget Challenge + full budgeting experience with my course, Your Sunny Money Method.
GET TO KNOW ME BETTER
Come follow my day-to-day life over on my Instagram Story
Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won’t put anything on this page that I haven’t verified and/or personally used. Read our disclaimer here.
