Why We Need To Stop Demonizing Credit Card Debt + How To Pay Credit Cards Off Or Use Them Strategically

 
 

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If you’re reading this, you likely currently have or have had credit card debt.

So how do we take action to mitigate risk and stop giving huge amounts of money to greedy credit card corporations?

Sami gets candid about her own experiences with credit card debt, why people find themselves drowning in it, and ways you can pay down that debt. She also explains the importance of credit scores, emergency funds, and getting your money mindset right before diving into using them strategically.

If you’re struggling with credit cards in any capacity, this episode is for you.

In this episode, Sami chats about:

  • Why people find themselves in credit card debt + why that debt has spiked in the last 3 years

  • How Sami’s family is jumping back into using credit cards strategically + healing financial trauma

  • The importance of credit scores and why they actually matter

  • How to pay off credit card debt and 3 proven strategies to mitigate credit card debt risk

  • Credit card balance transfers, travel hacking, points and rewards + more

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SHOW INFORMATION: A Sunny Side Up Life

A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.

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WHO IS YOUR PODCAST HOST?

Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she’s not downing caramel coffee or homeschooling her daughters, she’s creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family’s finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into budgeting a FREE 5-Day Challenge + a personalized experience with 1:1 Budget Coaching.

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It's less and less about making "extra" money and more and more about just... surviving. This is the bad place. 😅 . . . #debtfree #debtfreejourney #budget #budgeting #howtobudget #financialfreedom #financialindependence #finance #persona
Sticking to the budget babe 📞 #sorrynotsorry #lifestooexpensive
When I realized that I was meant for a life greater than the day-to-day grind and struggle, that's when everything changed for me. I realized that I had to take control and dig out the knowledge and will-power it takes to turn my life... and my fami
Quitting shouldn't get a bad. Pass it on.
Happy MEME DUMP FRIDAY! (The 🍞 one had me TRIGGERED 🤣)
☀️We've hit 18k friends!!! ☀️ It's been a while since I've done an introduction post, so here are 10 facts about me for all our new peeps! 🎒Homeschool mom to 3 girls 📚I listen to audio books and draw for fun 🌲From the piney woods of east Texas ☕
✨We just reached a huge milestone: $500k net worth! ✨ When people think of growing their net worth they think it’ll look something like the yellow line here, but in reality it looks like the pink line. There’s ups and downs. There&rs

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Sami Womack